10%, that's all. Ten percent down is the minimum required down payment for most borrowers with the SBA 504 program. The 504 is an excellent commercial real estate loan program because it provides great leverage and the SBA guarantee provides the … [Continue reading] about 10% Down Commercial Loans
Wouldn't it be nice if you could get a commercial loan that was a one time deal that never had to be "re-upped?" Are you tired of getting that call every so often where you have to re-visit your commercial banker to see what rate and fees they are … [Continue reading] about The “One and Done” Commercial Loan
Simple answer...You only have to go a little bit GREEN to get in on the action. Just like most everyone (Irish and non-Irish) get in on the St. Patrick's Day celebration by wearing something/anything green, the SBA allows business owners to get … [Continue reading] about What Do St. Patrick’s Day and the SBA 504 Have in Common?
Many business owners are aware that the SBA has certain "public policy goals" for it's programs and most of the time a business meets this objective by creating or retaining jobs. Well, there is no doubt that we would all love to be able to create … [Continue reading] about The Greening of the SBA Public Policy Goal
Low down payment commercial loans are still available with the SBA 504 loan which allows down payments as small as 10%. The credit crisis, the problems with the commercial mortgage backed securities market and the demands being placed on most … [Continue reading] about Low Down Payment Commercial Loan
The American Recovery and Reinvestment Act includes many provisions regarding renewable energy and the “greening of America” including a few provisions that directly improve the SBA 504 program. As a result, there are significant benefits for those … [Continue reading] about SBA 504 Renewable Energy Financing Benefits
If you've ever lived on a farm or in some of our (drier) Western states you might be familiar with "good rain" and "bad rain." Good rain is slow steady rain that can be deeply absorbed into the soil allowing roots to spread and grow. Bad rain is … [Continue reading] about The Green 504 Loan – “Good Rain” for this Economic Climate
The following are probably EYE OPENING facts for many business owners: 1. SBA 504 loans (loans for owner occupied commercial real estate) are available for projects in excess of $12,000,000.* 2. To qualify for a 504 loan your business needs to … [Continue reading] about Think Your Business is Too Big For a (Low Rate) SBA Loan? Think Again…