When someone calls me about getting an SBA loan to build an RV park, campground, cabin rental property, or glamping resort, the conversation naturally begins with the usual questions. People want to talk about land costs, construction budgets, … [Continue reading] about SBA RV Park and Campground Construction Loans: How Lenders Evaluate Business Plans and Financial Projections
SBA Expansion Loan for a Second Location or Additional Locations
Quick Answer If you already own a profitable business, you may be able to finance a second location or additional locations with no down payment using an SBA expansion loan. Four conditions must be met: Requirement Required? Same … [Continue reading] about SBA Expansion Loan for a Second Location or Additional Locations
SBA Loan for Online Business: The Complete Buyer’s Guide
Can you use an SBA loan to buy an online business? Yes — absolutely, but the finding the right lender is the challenge. Most SBA lenders would rather fund loans collaterallized by some type of real estate, rather than a Shopify store and a … [Continue reading] about SBA Loan for Online Business: The Complete Buyer’s Guide
SBA Self-Storage Loans — Construction, Acquisition & Expansion Financing
For borrowers looking for leverage and flexibility, few business types are better suited to SBA financing than self-storage. Lenders who specialize in it understand the business model, the cash flow characteristics, and the risk profile well … [Continue reading] about SBA Self-Storage Loans — Construction, Acquisition & Expansion Financing
SBA Loans for Mixed Use Property — 0% to 10% Down for Business Owners
Mixed use properties — buildings that combine commercial space with residential units — are among the most misunderstood property types when it comes to SBA financing. Most business owners assume they can't use an SBA loan for a property that has … [Continue reading] about SBA Loans for Mixed Use Property — 0% to 10% Down for Business Owners
Can You Use a 401k for an SBA Loan Down Payment? (ROBS Explained)
Can you use a 401k as the down payment for an SBA loan? Yes. Through a structure called a "ROBS," funds from an eligible retirement account such as a prior employer's 401k or a traditional IRA can be rolled into a new retirement plan sponsored … [Continue reading] about Can You Use a 401k for an SBA Loan Down Payment? (ROBS Explained)
How to Get $10 Million+ in SBA Loans — The Two-Business NAICS Rule
Most people — including a lot of business owners who have already used the SBA 7a program once — believe that $5 million is the absolute maximum SBA 7a loan they can ever have. I hear this constantly. And it's understandable, because almost … [Continue reading] about How to Get $10 Million+ in SBA Loans — The Two-Business NAICS Rule
SBA Loans for Residential Assisted Living — RCFE, Adult Family Home, and Board and Care Financing
Originally published May 2015 — Updated May 2026 to reflect current SBA 7a loan program guidelines, underwriting standards, and eligibility requirements. By John King - SBA Loan Advisor, Green Commercial Capital 0%–10% Down Depends on … [Continue reading] about SBA Loans for Residential Assisted Living — RCFE, Adult Family Home, and Board and Care Financing
Why SBA Loans Don’t Have Financial Covenants
Why SBA Loans Don’t Have Financial Covenants (And Why That Matters to Borrowers) One of the most underappreciated advantages of SBA financing—especially the SBA 7a loan program—is something most borrowers never think to ask about: SBA loans … [Continue reading] about Why SBA Loans Don’t Have Financial Covenants